Swami (Manoj Bajpai) lives in a village with his wife Radha (Juhi Chawla) . He has a childlike fascination for Rs.5 coins, which he loves to collect and swears never to spend them. He also has a long cherished dream of owning a rocking chair. But he never expresses it because he knows he cannot afford it.

On the other hand, Radha's favourite way of passing time is to watch TV. She is thrilled by the visuals of tall buildings, bridges, cars and roads in the US. Her only dream is that her son Anand gets the best education so he can get a job in the US.

She asks Swami to take up a job in Mumbai. He agrees and the family moves to Mumbai. Anand is a bright young boy and has the determination to fulfil his parents' dreams.

But life's unpredictability catches up. Radha falls sick and dies. After her death, Swami devotes all his time to his son who finally manages to get a job in the US but the company refuses to provide a visa to his father.